Destiny and Fate – Is not crap, but close to it
Think from God’s point of view for a second (assuming that you believe in a superior power). Is he setting up everything for you? If so why did he give us a brain that can think and make rational choices?
Having a Lot of Money might not mean Financial Freedom
One need to learn how to make money and find sources of money. For instance, if you know that you can make x amount of money in y number of days from what you already have (whether it be your skills, your investments, etc.), then that’s more freedom than having the same x amount of money in your bank.